Matt Mikula, CFP®, CDFA®
What do your clients appreciate most about BDF?
Our team genuinely cares about our clients’ well-being. We work tremendously hard to provide expertise, experience, and responsiveness. We always want to do the right thing and never take for granted the trust our clients place in us.
What is the one thing you wish every person knew when making financial decisions?
Often the media gives all-inclusive financial advice. The advice that is right for your neighbor may not be the best solution for you. We all have our own unique circumstances. The right decision for you may actually be the one that helps you sleep better at night. Talking to a financial professional who can provide different options for you will help you come to a better, well-informed decision.
What does “Helping people enjoy a full life” mean to you?
My favorite conversations with clients are about their families and personal lives. When I hear news about a client’s daughter graduating from college or about a recent retiree traveling throughout Europe with friends, I know we are doing good work for our clients. They are in a position where they aren’t worrying about money or the future and can instead focus on living their own full life, whatever that might be.
What defines your own personal “full life”?
If I can have a positive impact on others, I believe I am living a full life. Being a good father and husband, and spending time with my family is very important to me. I believe having a “full life” outside of work is essential in that it provides better balance and perspective, and allows us to serve our clients on a different level.
Matt Mikula designs financial plans that are customized to the unique circumstances, opportunities and comfort level of each individual client.
Drawing on more than 20 years of wealth management experience, Matt helps his clients filter the constant “noise” about current events and market news to keep them focused on their personal goals and the best strategies to accomplish them. By educating his clients about their options, he helps give them confidence and peace of mind that they are heading in the right direction.
Matt is particularly adept at helping families affected by divorce transition to the next phase of their lives. He finds that parents are often so focused on making sure that their children manage through this difficult transition, they may overlook their own financial well-being. As a Certified Divorce Financial Analyst® and Certified Financial Planner™ professional, Matt projects out future cash flow needs to demonstrate how the division of marital assets will impact life following a divorce. By performing this type of planning earlier in the case, Matt can help his clients make better financial decisions for themselves throughout the divorce process.
Matt appreciates the trust his clients’ place in him and is grateful to be in a position to have a positive impact in their lives. He credits his success in serving his clients’ needs to the support provided by BDF’s team-based environment. As a member of the firm’s Wealth Management Committee, he regularly collaborates with the other wealth managers to come up with the best solution for each client based on the firm’s collective expertise.
Matt shares his insights in publications such as Financial Planning, Investment News and Dow Jones Newswire. He has also written articles for CCH Journal of Tax Practice Management, Divorce Magazine, and Inc.com.
After receiving his BA in Mathematics from Kenyon College, Matt earned a CFP® certification through DePaul University. He built his investment and wealth management expertise with Robert W. Baird & Co. and a local Chicago bank, where he advised retirees and small business owners on their personal investment needs.
He continues to stay at the top of the financial planning field through memberships in the Financial Planning Association and the Institute for Divorce Financial Analysts. Matt was also recognized in Investment News’ 2014 inaugural “40 under 40 list”, acknowledging top advisors across the country and their contribution and leadership to the financial services industry.
For support in making sound financial decisions for you and your family, call Matt.