Past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Future performance of any investment or wealth management strategy, including those recommended by Balasa Dinverno Foltz LLC (BDF), may not be profitable, suitable for you, prove successful or equal historical indices. Performance shown in the BDF Performance section is gross of BDF fees. The BDF Activity Summary section is net of BDF fees with fees reflected within the Gain/Loss line. Historical indices do not reflect the deduction of transaction, custodial or investment management fees, which would diminish results. Any historical index performance figures are for comparison purposes only and client account holdings will not directly correspond to any such data. BDF clients must, in writing, advise BDF of personal, financial or investment objective changes and any restrictions desired on BDF’s services so that BDF may re-evaluate its previous recommendations and adjust its investment advisory services. BDF’s current written disclosure statement discussing advisory services and fees is available for review at www.BDFLLC.com or upon request.
The results presented in this portal are based on the information you provided. BDF does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information provided or prepared by any unaffiliated third party, whether linked to BDF‘s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Each client and prospective client agrees, as a condition precedent to their access to BDF‘s web site and any associated client portal, to release and hold harmless BDF, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from their use or misuse of the website or the client portal.
The results presented in the financial plan are based on the information you provided plus many assumptions made in good faith. However, assumptions are by definition imprecise, and should not be construed as guarantees or projections. Moreover, the reasonableness of certain assumptions may change over time due to a variety of dynamic factors such as changes in your personal circumstances, in the economy, in tax laws, and in investment trends. Therefore, it is important to review this plan, its assumptions, and the conclusions drawn from it periodically to be sure it still meets your needs. The investment rates of return used in this plan are based on long-term historical average rates of return for a well-diversified portfolio of stocks and bonds. No representation is being made that any strategy shown will or is likely to achieve results similar to those shown in this presentation.
No representation is being made that any strategy shown will or is likely to achieve results similar to those shown. BDF does not provide legal, tax, insurance, social security or accounting advice. Clients of BDF should obtain their own independent tax, insurance and legal advice based on their particular circumstances. The information herein is provided solely to educate on a variety of topics, including wealth planning, tax considerations, insurance, estate, gift and philanthropic planning.