Reducing Year-End Taxes on Your Investments
November 24, 2021
Nobody wants additional taxes for the holidays, so throughout the year, we look for ways to minimize them. With year-end approaching, it’s a good time to review a few strategies that can potentially reduce your tax bill. Tax-Loss Harvesting The goal of tax loss harvesting is to stay in the market while capturing the current […]
Navigating Divorce After 50 – A Common Sense Guide
September 21, 2021
With gray divorce being an incredibly common scenario nowadays, you likely have a loved one trying to navigate these tumultuous waters. Regardless of what the final straw may have been, when your loved one is suddenly single after 50, they face a unique set of challenges that require a more careful look and thoughtful planning […]
How the New Stimulus Package Benefits Divorced Families
May 11, 2021
As you have likely heard by now, the $1.9 trillion American Rescue Plan Act is now enacted. The package expands relief provisions first introduced in the Coronavirus Aid, Relief and Economic Security (CARES) Act and creates new measures to provide relief to the American people. In this piece, we will specifically focus on how this […]
Buy, Sell or Hold: What to Do or Not to Do with Investments (think GameStop) During Divorce
April 13, 2021
The financial news outlets are always talking about the next hot stock. “Buy this stock, or you will regret it” or “It’s time to dump this stock; it’s done for!” When listening to the 24-hour news loop day in and day out, it’s hard for many investors not to feel a bit of FOMO (fear […]
The Smart Path to Crafting Your New Identity after Divorce
January 19, 2021
There are few things as core to your identity as your name. If you’re a woman, you may have to make the call on what you’re going to do with your name post-divorce. If you took on your spouse’s last name or merely added it to your own, what will you now do with this […]
3 Tips to Achieve a Tax-Smart Divorce
November 17, 2020
Divorce is expensive – time, energy, emotion, and of course, legal fees. And while transferring assets between spouses due to divorce does not generally result in a tax consequence, repositioning assets to create cash flow and a strategy to align with each spouse’s individual goals likely will. Avoiding these three mistakes will enable both spouses […]
3 Questions to Help A Friend or Loved One Decide Whether to Stay or Divorce
September 22, 2020
I’m hungry. What do I have a taste for? Should I cook or order in? Where should I order from? And the list goes on. If you’re like me, these are questions that run through your mind before every meal. And while they all sound simple enough to answer, just ask my friends and family […]
3 Questions for What to Do With the Ring in Divorce
July 21, 2020
When you’re going through a divorce, the symbol of commitment your rings have may become a source of emotional pain. And yet, you must now go through the tactical motions of splitting everything up. So, what do you do with that ring? The answer is…it depends. Asking yourself three questions can help clarify your decision […]
Forbes ranks Heather Locus in top 4% of Top Women Wealth Advisors
June 8, 2020
Forbes lists Heather Locus as #39 out of 1,000 in their Top Women Wealth Advisors ranking. This year’s Top Women Wealth Advisors list spotlights top advisors across the country who were nominated by their firms—and then researched, interviewed, and assigned a ranking within their respective states.
6 Ways to Help a Friend Prevent the Coronavirus From Infecting Their Divorce
April 7, 2020
The ripple effect of coronavirus has infected everything, and divorcing individuals are not immune. Here are six areas your friends or family need to re-assess if they are going through a divorce along with how you can help. 1. The Divorce Itself Divorce is a lawsuit and is dependent on the court system. Courts across […]
Putting a Team in Place When Going Through a Divorce
January 21, 2020
As someone who traditionally has tried to figure it all out by herself (in many aspects of my life), I learned during my divorce that I needed to enlist the help of professionals who would help me in the process. In fact, when surveyed, many people who went through a divorce, looking back wished that […]
How to Help a Loved One Through a Divorce
November 26, 2019
The ending of anyone’s marriage often has far-reaching ripple effects and it’s difficult to know how to support a loved one without getting too involved or picking sides. Although the road to divorce is well-traveled, the stages of divorce most individuals experience are rarely well understood. There is a relatively predictable pattern of emotional responses […]